Phil Cannella has been a consumer advocate for over 30 years. His advocacy role began when he first entered the insurance profession offering seniors an effective solution to the devastation that can beset a family when a loved one requires long term care but does not have the protection that comes with it. When the 2001 market crash hit, Phil Cannella saw a need for a new type of investment protection, especially for people in or near retirement, who didn’t have the time to go back to work and rebuild their nest eggs. The stock market crash of 2001 robbed many, many people of large percentages of their hard earned nest-eggs; money they had worked for decades to accumulate