Tag Archives: Phillip J Cannella III

Phil Cannella Acknowledges 4,000+ Crash Proof Consumers

Phil Cannella and Joann Small kicked off the most recent edition of The Crash Proof Retirement Show with a brief discussion of the first major event of the 2016 Presidential election season. On the heels of last Thursday’s debate among the top contenders for the Republican nomination, Phil Cannella said he liked a lot of what he was hearing. “Don’t you think if we could take a particular ingredient from each of the candidates, you might come up with the perfect President?” he asked. What Read More +

Phil Cannella Tells Listeners: “Avoid Risk Investments In Retirement!”

On the most recent episode of the The Crash Proof Retirement Show, Phil Cannella  discussed the importance of choosing the right investments retirement. The ‘right’ investments are those that are not prone to market risk or downturns. Cannella highlighted some alternative investments in the form of Crash Proof vehicles that are not subject to market risk or fees. First Senior Financial Group is the home of the exclusive Crash Proof Retirement System, which operates under a fiduciary responsibility to every one of our clients. That Read More +

Phil Cannella And Crash Proof Retirement Provide Peace Of Mind

On last Saturday’s Crash Proof Retirement Show, Phil Cannella and Joann Small discussed the role that peace of mind plays in the exclusive Crash Proof Retirement System. For almost seven years, Phil Cannella and Joann Small have been on Talk Radio 1210 WPHT, explaining and describing the countless benefits of the exclusive Crash Proof Retirement System to loyal listeners throughout the Philadelphia area. And as Phil Cannella likes to say, the Crash Proof Retirement System is often imitated, but never duplicated. That’s because it’s so Read More +

Phil Cannella Ends Competitors’ Civil Conspiracy

Phil Cannella: Senior Advocate When it comes to standing up for the American retiree, Phil Cannella is in the trenches helping seniors and retirees as they face the daunting task of navigating their retirement during tough and tumultuous financial times. For almost forty years now Phil Cannella has been a senior advocate working with seniors and those in and approaching retirement to shield them from unexpected life tragedies that can have an ill effect on their retirement. He did this first with long term care Read More +

Consumer Advocacy: Phil Cannella’s Story of Protecting Retirees

When Phil Cannella got his start in the insurance industry almost 40 years ago, he was 21 years old and knew one thing for sure–he wanted to protect other Americans from the fate that befell his grandfather, Phil Cannella Sr. This past weekend on The Crash Proof Retirement Show, Phil Cannella and Joann Small described how building a platform of truth, logic, and consumer advocacy has helped First Senior Financial Group to protect the nest eggs of over 4,000 area consumers. “When you look back, Read More +

Phil Cannella Provides A Crash Proof Retirement For Joann Mattia

Crash Proof Retirement Consumer Joann Mattia When Phil Cannella began utilizing his trademarked Crash Proof Retirement System to help everyday investors secure their retirement futures, he did so with the intention of protecting people from market crashes like the Great Recession of 2008. Today’s Crash Proof Retirement Spotlight focuses on one such consumer–Joann Mattia of Downingtown, Pa. Joann is a marketing manager whose retirement dreams were curtailed by the market crash of 2008. A significant portion of her savings were wiped out when the major Read More +

Phil Cannella Disproves the Myth of ‘Safety’ in Bonds

Phil Cannella Exposes The Wall Street Illusion Phil Cannella knows that one of the ugliest words in the English language is ‘bankruptcy.’ Bankruptcy has ruined the savings, the nest eggs, and the lives of millions of Americans. That’s why Phil Cannella finds it so appalling that declaring bankruptcy has become an accepted practice—almost a strategy—among major U.S. corporations. “You realize,” Phil Cannella tells the gatherings he speaks to each week around the tri-state area, “that when a corporation goes into bankruptcy… that’s their payday, because Read More +

Phil Cannella Answers Your Financial Questions

Phil Cannella’s life’s work has been dedicated to bringing truth and transparency to an often-cloudy financial industry. Phil believes that Americans work their whole lives for the peace of mind and relaxation that he strives to provides through the Crash Proof Retirement System. For that reason, Phil Cannella has recently updated his “top-secret series” on mutual funds. With over 12,000 different accounts in this country alone, mutual funds represent the most accessible option available to most investors looking to grow their money. But very few Read More +

Phil Cannella Provides A Crash Proof Retirement for Doug and Eileen Flor

The Crash Proof Retirement System, created by Phil Cannella, has helped thousands of people to secure their retirement futures. Today, we focus the Crash Proof Retirement Spotlight on Doug and Eileen Flor of Richboro, Pa. Doug Flor is retired from Exelon Power Company, while his wife Eileen works part-time as a school teacher. Their journey to a Crash Proof Retirement begins five years ago, when Doug attended an educational event at Spring Mill Manor in Ivyland, Pa. Back in 2010, Doug was tired of market Read More +

Phil Cannella Reveals The Illusion of Mutual Funds

Phil Cannella has a strong reputation for fighting “the powers that be” on Wall Street, exposing their conflicts of interest and lack of willingness to act in the consumer’s best interest. His latest mission centers on the Statement of Additional Information – Wall Street’s dirty little secret! But Phil Cannella admits that Wall Street’s done a great job of keeping that secret—so great, in fact, that most financial advisors don’t even know the Statement of Additional Information exists! Uncovering The Secret “We’ve all heard about Read More +

Phil Cannella Gets The Answers on Corporate Crime

On a recent edition of The Crash Proof Retirement Show, Phil Cannella had the opportunity to speak with Brandon Garrett, a professor of law at the University of Virginia who recently authored the book Too Big To Jail: How Prosecutors Compromise With Corporations. Professor Garrett spent years researching the lenient manners in which these cases are often settled, with many guilty companies paying small or no fines, and avoiding legal sanctions entirely—to say nothing of jail time. Phil Cannella asked Professor Garrett what motivated him Read More +

Phil Cannella Challenges Wall Street

Phil Cannella’s quest to bring transparency and fiduciary responsibility to the entire financial industry has seen some twists and turns, but he continues to see progress on his journey. The financial crisis of 2008-2009 brought to light the rampant wrongdoing that permeates Wall Street. Industry professionals seek to take advantage of unwitting and gullible consumers. Insiders are working primarily for their own financial gain over those of the people they serve. This is unfortunately the state of affairs within the financial services sector, but it Read More +

Phil Cannella’s Commitment to Consumer Advocacy

Phil Cannella has faced some tough challenges in his effort to make changes to the financial services industry and bring about reforms on Wall Street. But the battle over fiduciary duty may be his greatest victory to date. The Wall Street environment is a perfect example of the ‘every man for himself’ approach. Financial professionals are all too willing to take advantage of oblivious consumers, while industry insiders are work solely for their own personal financial gain, with little regard for the people they serve. Read More +

Phil Cannella Conquers Injustice In Federal Court

Phil Cannella, as an insurance and financial professional for almost forty years, has helped tens of thousands of consumers protect themselves against the risks they face as they head into retirement. His Crash Proof Retirement System is a testament to this very mission in that he has devised a means to protect the nest egg of an individual or family from stock market volatility. Speaking to any of his thousands of clients, you will find a common thread among them all, not one single one Read More +

Phil Cannella Demands Fiduciary Responsibility – Phil Cannella Media

Phil Cannella speaks of fiduciary responsibility Phil Cannella – Phillip Cannella Media: Phil Cannella often speaks of a fiduciary responsibility. According to the dictionary, the word means “involving trust, especially with regard to the relationship between a trustee and a beneficiary.” Phil Cannella demands his peers In Phil Cannella’s mind, there are far too many individuals in the financial services industry who don’t work in the client’s best interest and they won’t hold themselves accountable for their advice and recommendations. This is one key element that Read More +

Phil Cannella’s Strives to be a Consumer Advocate – Phil Cannella Blog

Phil Cannella the believer Phil Cannella – Phillip Cannella Blog: Phil Cannella believes in consumer advocacy. He does this in many different ways as he is not here just to invest someone’s assets for them, Phil Cannella wants to protect the assets of seniors and retirees against market losses at all costs. Phil Cannella markets to seniors This is one of the reasons Phil Cannella markets so diligently to seniors as he wants to be and is their advocate. One aspect of his process is that Read More +

Phil Cannella Gets an Honorable Discharge from the Marine Corp – Phil Cannella Media

Phil Cannella – Phillip Cannella Media: Phil Cannella’s life prior to becoming a financial professional is a very colorful and interesting one. Certainly nothing in his childhood could even remotely be classified as dull or mundane. Growing up as one of 5 kids, and being the oldest son, Phil Cannella started early in his life in the role of a protector of those younger or weaker. Furthermore, Phil Cannella always pushed himself and strived to be the best he could possibly be at whatever he does. Read More +

Phil Cannella Questions the Safety of Bonds – Phil Cannella Blog

Phil Cannella – Phillip Cannella Blog: Phil Cannella challenges the idea that bonds are a completely safe investment. Another one of Phil Cannella’s famous philosophies is this concerning bonds: “Remember Enron?  I know a lot of folks who prefer not to.  This once-thriving blue chip turned scandal carried a substantial number of bonds.  When Enron’s dodgy accounting practices were uncovered, and the company eventually filed for bankruptcy, those bonds became essentially worthless.  This caused employees and investors to lose millions of dollars and, tragically for many, Read More +

Phil Cannella Launches the Crash Proof Retirement Show® – Phil Cannella News

Phil Cannella – Phillip Cannella News: Phil Cannella is on the air every weekend broadcasting his Crash Proof Retirement Show® across the CBS network. If you tune in on a Saturday morning you can here Phil Cannella discuss his crash proof principals. The Crash Proof Retirement Show® was not just a fancy gimmick or a means to get some marketing done. It was Phil Cannella’s way of bringing some truth to the American retiree that was otherwise getting no mention on main stream media. Once Phil Read More +

Phil Cannella Explains Fiduciary Responsibility – Phil Cannella News

Phil Cannella speaks about this often Phil Cannella – Phillip Cannella News: Phil Cannella often speaks of a fiduciary responsibility. What exactly is that you may ask. According to the dictionary, the word means “involving trust, especially with regard to the relationship between a trustee and a beneficiary.” Phil Cannella demands accountability Why is it that Phil Cannella speaks about this so often. Very simply put, because a lot of professionals in the financial services industry don’t uphold any such responsibility toward their clients. Phil Cannella Read More +

Phillip Cannella Media: Phil Cannella Discusses Reverse Mortgages

Phil Cannella – Phillip Cannella Media: Phil Cannella, as a renowned Retirement Expert, has some advice to share on reverse mortgages as a tool that may be appropriate for some seniors. Phil Cannella explains that a reverse mortgage is one of the best concepts to come along in years for the benefit of retired Americans.  It’s a federally regulated financial resource that provides a lump sum of income with no restriction on its use.  In fact, it’s a loan from yourself to yourself that’s tax-free and Read More +

Phillip Cannella News: Phil Cannella Explains How Crash Proof Retirement Applies to You

Phil Cannella – Phillip Cannella News: Phil Cannella crash proof retirement system is much more than just a cliché, it is a means to protect the nest egg of a consumer so that it is secure from market crashes. In this day and age, when retirees are living longer than ever, it is important than a retiree has the necessary wherewithal to live out their retirement dreams. This is one of the reasons Phil Cannella designed the Crash Proof Retirement system. He was dissatisfied seeing retirees lose Read More +

Phillip Cannella Blog: Phil Cannella Says that a Reverse Mortgage Could be a Win-Win for All Involved

Phil Cannella – Phillip Cannella Blog: Phil Cannella, as it is well-known, is a true retirement expert when it comes to working with a senior’s finances. Phil Cannella is the consummate financial professional and has studied much in order to properly advise and counsel seniors on what to do to protect their hard earned nest eggs as they go into retirement. One of the topics Phil Cannella is very familiar with is a reverse mortgage. This is really just another tool in the mix of tools Read More +

Phillip Cannella Media: Phil Cannella Explains Equity Indexed Annuities

Phil Cannella – Phillip Cannella Media: Phil Cannella carefully separates the different types of annuities available on the market so that the consumer can review and look at each one by its own merits. In fact, what Phil Cannella will do when a consumer comes through his educational process is educate him or her on the different types of financial vehicles out there so that they can make an informed decision with regard to their finances. An often misunderstood product, as Phil Cannella explains, is the Equity Read More +

Phillip Cannella Media: Phil Cannella Warns Not To Confuse the Bad Annuities with the Good Ones

Phil Cannella – Phillip Cannella Media: Phil Cannella, like any good researcher, can rapidly separate the good from the bad, the wheat from the chaff so to speak. Phil Cannella has done exactly that when examining the different types of annuities out there. As Phil Cannella points out, there are some annuities that are truly bad for the consumer and should never ever be sold. On the other hand, we cannot let the bad rap these annuities have get in the way of our clear thinking Read More +

Phillip Cannella News: Phil Cannella Adds Up The Fees in a Variable Annuity

Phil Cannella – Phillip Cannella News: Phil Cannella exposes in just minutes how a variable annuity is just wrong for the consumer in so many different ways. A simple math example that Phil Cannella can do on a white board in front of you illustrates this very, very well. First Phil Cannella tells us to add up the variable annuity fees from the insurance side and the mutual fund fees from the securities side.  Easily, you could be looking at about 5% each and every year.  Then Read More +

Phillip Cannella Media: Phil Cannella Asks Who Will Pay for Social Security When The Money Runs Out

Phil Cannella – Phillip Cannella Media: Phil Cannella makes an excellent point that sooner or later there will be a shortfall with tax revenues and the government will no longer have adequate funds to continue paying social security. Most of us are banking on the fact that when we reach 65 we’ll be getting a stream of income from social security based on what we put in. So many are blissfully looking forward to their Golden Years….  Phil Cannella doesn’t want to shatter anyone’s dreams, but there Read More +

Phillip Cannella Blog: Phil Cannella on Social Security

Phil Cannella – Phillip Cannella Blog: Phil Cannella warns us that social security might not have the funds in 10 years time to provide us with what it claims it should when we reach 65 years of age. This very fact is made known to us by the social security administration itself according to Phil Cannella. Phil Cannella explains it very consisely: “Every year around your birthday, you receive a report showing what you’ve paid into Social Security and what you can expect your payment to be Read More +

Phillip Cannella Media: Phil Cannella Gives us Another Fundamental Philosophy

Phil Cannella – Phillip Cannella Media: Phil Cannella shines a beacon of light for all people who are in their retired years. That light paves a way for a much more fulfilling and rewarding retirement by reason of protection and preservation of an individual’s estate by taking those assets that are at risk and putting this into vehicles that are proof’d against market loss. Phil Cannella provides consumers with a means to navigate through retirement by providing an education to all those that come through his doors. Read More +

Phillip Cannella Media: Phil Cannella’s Take on the Major Problem With Retirement Accounts

Phil Cannella – Phillip Cannella Media: Phil Cannella looks at retirement differently than most retirees and most financial advisors because his family suffered a catastrophic loss of their nest egg shortly after retirement. He now helps thousands of American retirees avoid the same catastrophe. During the Accumulation Phase, you may feel secure knowing that you are putting away money that will allow you to retire safely and happily. Whether you’ve contributed to a 401(k), 403(b), IRA, SEP, Keogh or other government sanctioned retirement account, you knew you Read More +